Checking | Farmers Bank and Trust (Great Bend, KS)

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Features available with all accounts!

Online Banking
Online Bill Pay
e-Statements
Mobile Banking
Phone Bank Teller
VISA® Debit Cards
Direct Deposit

Accounts	SafeGuard Checking	SafeGuard+ Checking	Essential Checking	Club 50	Club 50 NOW
Minimum Initial Deposit	$100	$700	$25	$100	$700
Minimum Balance	None	$700 minimum daily or $1200 average collected balance	None	$100 minimum daily	$700 minimum daily or $1200 average collected balance
Monthly Charge	$4.95 maintenance fee	If drops below minimum balance, $5.95 maintenance fee	None with e-Statement enrollment, otherwise $2 service charge	If drops below minimum balance, $5 membership fee	If drops below minimum balance, $7.50 maintenance fee
Free Special Member Checks	No	No	No	Two free boxes of special member wallet checks annually	Two free boxes of special member wallet checks annually
Unlimited Check Writing	Yes	$0.30 per debit over 30 per statement cycle, if drops below minimum balance requirements	Yes	Yes	$0.30 per debit over 30 per statement cycle, if drops below minimum balance requirements
Interest Bearing	No	Yes	No	No	Yes
Age Requirements*	None	None	None This service charge is waived if the primary account holder is under 18, until their 18th birthday.	Customer must be 50 or older to qualify	Customer must be 50 or older to qualify
Free Money Orders & Cashier's Checks	No	No	No	Yes	Yes
Additional Account Benefits	Cellular Telephone Protection IDProtect®*	Cellular Telephone Protection IDProtect®*	None	None	None
	Learn More Open Now	Learn More Open Now

*Accounts in minor's names will require an adult as a joint owner.

**Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Refer to Insurance Documents for complete details of coverage. Insurance products are not insured by FDIC or an Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.

***IDProtect® service is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. Service is not available to a "signer" on the account who is not an account owner. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household. Registration/Activation required.

Full terms and conditions are available at any of our branch locations.