Ag and Business Loans

Serving customers from all business sectors with a variety of products to meet your needs.  All loans are subject to credit approval.

Agri-business

We have the resources to assist you with a variety of agricultural loans.

  • Land or real estate purchase
  • Livestock operations
  • Machinery and equipment purchase
  • Working capital
  • Lines of credit
  • Refinance existing obligations
  • Lease

Farmers Bank & Trust is large enough to handle nearly any size of loan request and small enough to give you personalized service. For more information about our Agricultural loans, contact us or see our branch locations for the Farmers Bank & Trust facility nearest you.

Business Loans

Lending solutions to finance your business needs including:

  • Term Loans – lump sum financing with predictable repayment terms
    • Expansion, acquisition
    • Equipment or capital asset purchases
    • Commercial vehicles
  • Lines of Credit – flexible loan solutions for fluctuating cash needs
    • Inventory
    • Accounts receivable
    • Operating expenses
    • Lease financing

To speak with a lender about your business loan needs, contact us  or visit your local branch location.

Commercial Real Estate

Financing options can be structured to fit a variety of business projects including:

  • Purchase
  • New construction
  • Renovation
  • Land acquisition and development
  • Refinance

For more information about our Commercial Real Estate Loans, contact  one of our experienced lenders today or see our branch locations for the Farmers Bank & Trust facility nearest you.

Small Business Administration (SBA) Loans

The US Small Business Administration (SBA) guarantees loans for qualified borrowers, enabling small businesses to start or expand existing businesses with more flexible terms and long-term fixed rates. As an approved SBA Lender, we can help your small business with a variety of lending needs.

For more information about our SBA Loans, contact  one of our experienced lenders today or see our branch locations for the Farmers Bank & Trust facility nearest you.

Oil and Gas

Our experienced lenders understand the requirements of energy production and can provide the guidance and financing solutions to assist you with your specific goals, whether its:

  • Exploration
  • Production
  • Equipment purchase
  • Lease purchase
  • Working capital

Talk to our team of professional lender to determine which product would best fit your needs. Contact us  or check out our branch locations for the Farmers Bank & Trust facility nearest you.

Check out these other great products to maximize your productivity.

Cash Management

Initiate electronic payments through our convenient online portal

Learn More

Merchant Capture

Increase efficiency by depositing from the convenience of your office

Learn More

Merchant Card Services

Accept card payments at your business or online

Read More

Business Checking

Find an account that meets the needs of your business

Learn More